High Risk. Low Stress.

If we can't get an account approved. Nobody can. Bar none.

• Airlines

• Auction and Auction Houses

• Adult Related

• Charities with Outbound Calling

• Crypto Mining

• CBD, and Hemp Based Products / Oil

• Collection Agencies

• Credit Repair and Restoration

• Cyber Lockers (case by case basis only)

• Debt Services

• Digital Downloads (music file with licensing)

• Dietary Supplements

• Discount Vouchers

• Document Services

• Equipment (heavy machinery etc.)

• E-Cigarettes / Vape

• E-Commerce

• Educational Seminars

• Employment Agencies

• Gaming

• Future Delivery Beyond 90 Days

• Game Credits

• Gift Cards

• High Tickets

• Hookah establishments

• Hotel Accommodations

• Import / Export

• Insurance Carriers

• Interest Rate Reduction Programs

• Internet Marketing

• Student Loan Consolidations

• Loans

• Magazines

• Marijuana Related Business

• Multi-Level Marketing

• Nutraceuticals

• Outbound Telemarketing

• Payday Loans and Services

• Pharmaceuticals

• Pre-Paid Cards

• Search Engine Optimization

• Smoking Accessories

• Subscription Services

• Tax Relief

• Tech Support

• Telecommunications

• Tobacco

• Ticket Agencies

• Travel, Tour and Cruise

AND MORE!

A merchant can be perfectly legitimate, reputable, and well-run, yet still be classified as “high risk” by payment processors. This designation often has less to do with the merchant’s integrity and more to do with the inherent nature of credit card processing, which functions like an unsecured loan. When a customer pays by card, the processor forwards funds before the transaction is fully settled, taking on the risk of potential chargebacks, fraud, or disputes—sometimes months later. Industries with higher chargeback rates, long fulfillment times, or large ticket sales are often flagged, even when the business itself is trustworthy and successful.

At CheapPaymentFees.com we bring the same values of simplicity and savings to High Risk Merchants without putting them in jeopardy of abrupt account closures or funding holds.